Featured Listings

Unique And Rare Opportunity Rare Opportunity to secure a 1 acre lot in South View Estates. Located in a development of only 16 homes, complete with all services at the property line, this is your chance to build that dream home. ...


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Cul-de-Sac Living at its Finest! Cul-de-sac living at its finest! Nicely appointed split entry home with fantastic curb appeal awaits your family. ...


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Estate Sale Creates Opportunity! Estate Sale Creates World of Opportunity! Looking for some elbow room with amazing views? This 2,400 sq ft daylight rancher with a 2 car garage/shop situated on over 7 acres could be the answer. ...


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FAQs
How can I increase my credit score? Print E-mail

Increasing your credit score can take time, but it is well worth the effort if you want to buy a home a poor credit score can cost you tens of thousand of dollars in extra interest charges, because lenders will charge a higher rate.

Here are some ways to boost your credit score:

  1. Pay your bills on time consistently.
  2. Pay your credit cards down below 50% of your credit limit. A high debt to credit limit ration will severely deduct from your score (by as much as 100 points).
  3. Don't open new credit lines shortly before applying for a home loan. Every time you apply for new credit, your score is decreased, as a general rule.
  4. Definitely don't open new credit lines after you've applied for a home loand and/or received an approval letter.

 


Contact John

John Creighton
MBA, e-PRO, GRI
Spokane Real Estate Advisor
Licensed in Washington & Idaho
John L Scott Real Estate

Cell (509) 979-2535
Office (509) 924-4200
Fax (509) 924-4070                      
Email

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